Last updated: August 20, 2024
Please read these Terms and Conditions ("Terms") carefully before using Aptus Life's website and services. These Terms govern your access to and use of the website and services provided by Aptus Life. By using our website and services, you agree to be bound by these Terms.
Acceptance of Terms
By accessing or using our website and services, you agree to comply with these Terms and all applicable laws and regulations. If you do not agree to these Terms, you may not access or use our website and services.
Eligibility
To use our services, you must be at least 18 years old and capable of entering into a legally binding agreement. By using our website and services, you represent and warrant that you meet these eligibility requirements.
Account Registration
To access certain features or services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
HIPAA Compliance
Aptus Life is committed to protecting your Protected Health Information (PHI) in accordance with the Health Insurance Portability and Accountability Act (HIPAA). By using our services, you acknowledge that we will handle your PHI in accordance with our [Privacy Policy](insert link).
User Responsibilities
You agree not to engage in any activities that violate these Terms or any applicable laws or regulations, including but not limited to:- Transmitting any unauthorized or unsolicited advertising, promotional materials, or spam.
- Impersonating another person or entity.
- Violating the intellectual property rights of others.
- Accessing or using the website or services in a way that could damage, disable, overburden, or impair our servers or networks.
- Engaging in any activity that interferes with or disrupts the functionality of our website or services.
Intellectual Property
The content, design, graphics, logos, trademarks, and other intellectual property displayed on our website are owned by or licensed to Aptus Life. You are granted a limited, non-exclusive, and non-transferable license to access and use our website and services for personal and non-commercial purposes. You may not modify, reproduce, distribute, or create derivative works based on our intellectual property without our prior written consent.
Limitation of Liability
To the maximum extent permitted by law, Aptus Life and its affiliates, directors, officers, employees, agents, and suppliers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill arising from or in connection with your use of our website and services.
Medical Disclaimer
The information provided on our website and through our services is for general informational purposes only and is not intended as medical advice. You should consult with a qualified healthcare provider for advice specific to your health conditions and needs. Aptus Life does not diagnose, treat, or prescribe medications.
Indemnification
You agree to indemnify, defend, and hold harmless Aptus Life, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of our website and services, or your violation of these Terms.
Refund and Cancellation Policy
We strive to ensure your satisfaction with our services. If you are not completely satisfied, you may request a refund within 30 days of the purchase date. Refunds will be issued at our discretion. To request a refund, please contact our customer support team.
Contact Us
If you have any questions, concerns, or feedback regarding these Terms and Conditions, please contact us at: support@aptus.life
By continuing to use our website or services, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions.