Features
Traditional health Insurance
Aptus Life
Preventive Care Focus
Often reactive, focusing on treatment after symptoms arise.
Emphasis on predictive and precision medicine to prevent illness.
24/7 Access to Physicians
Limited to office hours or scheduled appointments.
Contact doctors anytime via phone, text, email, or telemedicine.
Cost Transparency
Variable costs with co-pays and out-of-pocket expenses.
Predictable monthly fees with no co-pays for virtual visits.
Flexibility in Appointments
Typically restricted to 9-to-5 office hours, requiring time off work.
Flexible hours, avoiding long commutes and wait times.
Personal Virtual Care Doctor
Often lacks a personal care doctor, with visits to different providers.
Each employee has access to their own virtual care doctor.
Mental health support
Mental health services may be limited and require separate plans.
Access to licensed therapists and psychiatrists for mental health issues.
Onsite Onboarding
Typically lacks onboarding for virtual care services.
Option for onsite onboarding to increase service utilization.
Wellness and Nutrition Services
Often limited to basic wellness coverage, with less emphasis on personalization.
Personalized health plans, including nutrition, genomics, and wellness.
Reduced Absenteesim
Employees may take more time off for in-person doctor visits.
Less time away from work due to convenient virtual appointments.
.svg){kind=icon}
.svg){kind=icon}